What is the Maximum Daily Withdrawal Limit in a Cash App?

Cash App has gained widespread popularity as a convenient platform for transferring money, receiving payments, and making purchases. One feature that Cash App users frequently ask about is the daily withdrawal limit, particularly for ATM transactions using the Cash App card. In this comprehensive article, we will explore the various aspects of the Cash App withdrawal limits, including how much you can withdraw per day and the specific limits for ATM withdrawals.
Understanding Cash App Withdrawal Limits
Before diving into specifics, it's important to understand that Cash App places certain restrictions on withdrawals to ensure both security and responsible usage. The daily withdrawal limit includes both ATM withdrawals and withdrawals to a bank account, and it's essential for users to know these limits in advance.
Cash App Withdrawal Limit per Day
The Cash App daily withdrawal limit can vary depending on whether your account is verified or not. When your account is unverified, your limits are significantly lower. However, after verification, you can enjoy higher withdrawal limits. Below are the typical limits for verified users:
  • Cash App ATM Withdrawal Limit: $1,000 per day
  • Bank Withdrawal Limit: No official daily limit, but the amount may depend on your available balance.
Unverified users, on the other hand, are subject to lower daily limits:
  • ATM Withdrawal Limit: $250 per day
  • Bank Withdrawal Limit: $1,000 over 30 days.
It is advisable to verify your account to access higher daily limits, which will enhance your overall Cash App experience.
ATM Withdrawal Limit for Cash App
Cash App provides users with a physical Cash App card, which can be used for withdrawals at ATMs. However, there are specific Cash App ATM withdrawal limits that users should be aware of. The limits for using the Cash App card at ATMs are as follows:
  • $310 per single transaction
  • $1,000 per 24-hour period
  • $1,000 per 7-day period
These limits apply to any ATM transactions made with the Cash App card. The limits are strictly enforced to prevent potential misuse of funds and ensure the security of your account.
How to Increase Your Cash App Withdrawal Limit
Increasing your Cash App daily withdrawal limit requires verifying your account. Cash App requires users to provide their full name, date of birth, and the last four digits of their Social Security number to complete the verification process. Once your account is verified, you will be able to access higher limits for both ATM and bank withdrawals.
Here are the steps to verify your Cash App account:
  1. Open the Cash App on your mobile device.
  2. Navigate to your profile by clicking on the profile icon.
  3. Select the "Personal" tab.
  4. Enter the required information, including your name, date of birth, and Social Security number.
  5. Submit the verification request.
Once your account is verified, you will receive a confirmation, and your withdrawal limits will be updated accordingly.
Cash App Card ATM Limit
The Cash App card allows users to make ATM withdrawals with ease, but as mentioned earlier, there are specific limits in place. Beyond the daily withdrawal limits, users should also be aware of ATM fees associated with Cash App transactions. Cash App charges a fee of $2.50 per ATM withdrawal, although this fee can be reimbursed if you have at least $300 of direct deposits into your Cash App account each month.
ATM withdrawals made using the Cash App card are subject to the following limitations:
  • $310 per withdrawal
  • $1,000 per day
  • $1,000 per 7 days
While these limits are adequate for most users, those needing to withdraw larger amounts in a single day should plan ahead or use alternative withdrawal methods.
How to Withdraw Cash from Cash App at an ATM?
Withdrawing money from your Cash App account using an ATM is a straightforward process. Follow these simple steps to withdraw cash:
  1. Ensure your Cash App card is activated and linked to your Cash App account.
  2. Insert your Cash App card into any compatible ATM.
  3. Enter your PIN when prompted.
  4. Choose the withdrawal option and enter the desired amount (up to the Cash App ATM limit).
  5. Confirm the transaction and collect your cash.
The amount you withdraw will be deducted from your Cash App balance, and you will receive a notification confirming the transaction.
Cash App Weekly and Monthly Withdrawal Limits?
In addition to daily withdrawal limits, Cash App also imposes weekly and monthly limits for ATM withdrawals. These limits are designed to prevent large sums of money from being withdrawn too quickly and to enhance account security.
  • $1,000 weekly withdrawal limit: You can withdraw up to $1,000 using ATMs in any given 7-day period.
  • $1,250 monthly limit: Users are restricted to $1,250 in ATM withdrawals within a 30-day period.
If you attempt to withdraw more than these amounts, the transaction will be declined until the start of the next withdrawal period.
Cash App Spending Limits
Aside from the withdrawal limits, Cash App also enforces spending limits on purchases made with the Cash App card. These limits include:
  • $7,000 per day
  • $10,000 per week
  • $25,000 per month
These limits apply to purchases made both online and in-store using your Cash App card. Verified users can enjoy these higher limits, providing flexibility when making large purchases.
Common Issues and Troubleshooting Cash App Withdrawals
Sometimes users may experience issues with withdrawing money from their Cash App account. If your withdrawal request is denied, here are a few common reasons and potential solutions:
  1. Insufficient Funds: Ensure that your Cash App balance is sufficient to cover the withdrawal amount, including any fees.
  2. ATM Limit Reached: Check if you’ve already reached the daily, weekly, or monthly withdrawal limit.
  3. ATM Compatibility: Make sure that the ATM accepts your Cash App card. Most major ATM networks support Cash App withdrawals.
  4. PIN Issues: Double-check that you are entering the correct PIN for your Cash App card. If you’ve forgotten your PIN, you can reset it in the Cash App settings.
  5. Verification Issues: If your account is unverified, you may be subject to lower limits. Consider verifying your account to unlock higher withdrawal limits.
If none of these solutions resolve your issue, you can contact Cash App customer support for further assistance.
Tips for Managing Your Cash App Withdrawal Limits
To make the most out of your Cash App account and ensure you stay within the withdrawal limits, here are some tips:
  • Verify your account: This will give you access to higher withdrawal and spending limits.
  • Track your usage: Regularly check your withdrawal history to ensure you don’t accidentally exceed the daily, weekly, or monthly limits.
  • Plan ahead: If you need to make a large withdrawal, consider transferring funds to a linked bank account to avoid exceeding ATM limits.
  • Set up direct deposit: This will allow you to receive ATM fee reimbursements when you withdraw cash using the Cash App card.
By following these tips, you can effectively manage your Cash App account and avoid any limitations or issues when making withdrawals.
 
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